About Credit Unions

Credit Unions are savings and loans co-operatives, that are run and owned by their members and are fully regulated by the Financial Services Authority.

Make your savings mount up with your Credit Union.

The interest rate on a loan is only 12.68% APR - that's just 1% per month

Unlike most banks or building societies, you can get a loan for a relatively small the amount of money. and you only pay interest on the decreasing loan.

Credit Unions do not discriminate against people with a poor credit rating or without a bank account - we go by your Credit Union savings record.

We offer free insurance for all eligible members - in the event of your death all debts die with you, so your family won't have to pay back your loan.

If Credit Union members are worried about their debts, they can talk to an impartial financial advisor - all discussions are confidential.